Make Your Dream Home a Reality with Easy Home Loans
Affordable and hassle-free home financing solutions tailored to help you purchase, build, or renovate your dream home.
Why Choose Us for Home Loan?
Attractive Interest Rates
Competitive interest rates starting from as low as 8.5% p.a.*
Multiple Loan Options
Home Purchase, Construction, Renovation, Balance Transfer — we cover it all.
Simple Documentation & Quick Processing
Minimal paperwork with fast approvals and disbursals.
Expert Loan Assistance
Personalized support at every step to guide you through the entire process.
Eligibility Criteria
- Applicant age: 21 to 65 years.
- Salaried or self-employed individuals.
- Stable income source and good credit history.
- Property should meet lender’s technical and legal criteria.
- Co-applicants allowed for higher loan eligibility.
Documents Required
- Identity Proof (Aadhaar, PAN, Passport, Voter ID)
- Address Proof (Utility Bills, Rent Agreement, Passport)
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Income Proof:
Salaried: Salary slips, Form 16, ITR
Self-employed: ITR, Balance Sheet, Profit & Loss Statement - Property Documents (Agreement to Sale, Title Deed, Tax Receipts)
- Passport-size photographs
- Bank Statements (Last 6 months)
Our Partner Banks
Key Features
Loan amount up to ₹10 Crores or more.
Loan tenure up to 30 years.
Balance transfer and top-up options available.
Tax benefits under Income Tax Act.
Transparent charges and no hidden costs.
Application Process
- Loan Consultation: Discuss your property and financial requirements.
- Document Collection: Submit the required documents for processing.
- Verification & Processing: Technical, legal, and financial assessment by lender.
- Sanction & Disbursal: Loan sanctioned and disbursed as per agreement.
EMI Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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FAQs
What are the eligibility criteria for a home loan in India?
Eligibility criteria for home loans in India usually include age (21–60 years for salaried, up to 65 for self-employed), consistent income, stable employment history, a good CIBIL score (usually 700+), and repayment ability. Lenders also evaluate your financial profile, existing liabilities, and property details before approving the loan.
What documents are required to apply for a home loan?
Common documents required for home loan applications include:
Identity Proof: Aadhaar, PAN, Passport
Address Proof: Utility bill, Aadhaar, rental agreement
Income Proof: Salary slips (salaried), ITRs & bank statements (self-employed)
Bank Statements: Last 6 months
Property Documents: Sale agreement, property title, builder plan
Photographs and PAN card
(Some lenders may ask for additional documents depending on your profile.)
What is the minimum salary required for a home loan?
Most lenders require a minimum monthly salary of ₹20,000–₹30,000 for home loan approval in metro cities and ₹15,000–₹20,000 in non-metro areas. Your salary directly affects your loan amount eligibility, interest rate, and repayment capacity.
How long does it take to get a home loan approved?
Home loan approval usually takes 3 to 7 working days, provided all documents are correct. Final loan disbursement may take 7–15 days as the bank verifies property papers, conducts legal checks, and evaluates the borrower’s profile.
What is the maximum tenure for a home loan?
The maximum tenure for home loans in India is up to 30 years, depending on the lender, borrower’s age, and repayment capacity. Longer tenure means lower EMIs but higher interest payout overall.
Can I transfer my existing home loan to another bank?
Yes, you can transfer your existing home loan to another bank through a home loan balance transfer. This helps you reduce interest rates, lower EMIs, or switch to better repayment terms.
What is a home loan balance transfer and how does it work?
A home loan balance transfer lets you shift your outstanding loan amount from one bank to another offering a lower interest rate.
How it works:
Apply for a balance transfer with the new lender
New lender assesses your credit profile and income
Old lender issues a foreclosure letter
New bank pays off the old bank
Your EMIs continue with the new lender at a lower rate
This helps reduce total interest burden and EMI cost.