Loan
Instant Personal Loans Made Simple
Need quick funds for emergencies, travel, education, or business? Mudrax connects you with top lenders offering instant personal loans up to ₹5 Lakhs — with minimal paperwork and fast approvals.
Types of Loans We Help You Get
- Personal Loans – For any urgent or planned expense.
- Business Loans – Grow or manage your business with flexible repayment options.
- Home Renovation Loans – Upgrade your living space without draining savings.
- Medical Loans – Quick help for unexpected medical costs.
- Education Loans – Fund higher studies or skill development courses.
Top Loan Categories We Offer
Personal Loan
Instant personal loans for your every need.
Whether it’s travel, education, or emergencies — we’ve got you covered.
Key Features:
- Instant approval up to ₹25 Lakhs
- Disbursal within 24–48 hours
- No collateral required
- Tenure from 12 to 60 months
- Interest rates starting at 10.5% p.a.
Business Loan
Power your business goals with flexible funding.
From working capital to expansion — fuel your enterprise with the right business loan.
Key Features :
- Loans up to ₹50 Lakhs without collateral
- Quick approval and disbursal
- Customized repayment plans
- Available for startups, SMEs, and self-employed professionals
- GST-based eligibility and bank statement-based assessment
Home Loan
Turn your dream home into reality.
With Mudrax, find the best home loan options from top banks and housing finance companies.
Key Features:
- Loan amounts starting from ₹2 Lakhs to ₹5 Crores
- Attractive interest rates starting at 8.5% p.a.
- Tenure up to 30 years
- Balance transfer facility available
- Pre-approved offers for eligible customers
Car Loan
Drive your dream car with hassle-free car loans.
Whether it’s a new car or a used one, get quick approvals and minimal documentation.
Key Features:
- Up to 100% on-road funding for new vehicles
- Flexible tenure up to 7 years
- Interest rates starting from 8.9% p.a.
- Fast-track approval with minimal paperwork
- Zero or low processing fee on select partners
Education Loan
Invest in your future with the right education loan.
From top Indian and foreign institutions — we help you find the best student financing.
Key Features:
- Covers tuition, hostel, books, and more
- Up to ₹50 Lakhs for international studies
- Moratorium period available
- Attractive rates and longer repayment periods
- Co-applicant support from parents/guardians
Gold Loan
Unlock the value of your gold in minutes.
Get instant funds against your gold ornaments at attractive rates.
Key Features :
- Loan amount starting from ₹10,000 to ₹50 Lakhs
- Interest rates starting from 9% p.a.
- Disbursal within a few hours
- No income proof required
- Secure locker facilities with 100% safety
Loan Against Property (LAP)
Leverage your assets without selling them.
Get high-value loans using your residential or commercial property as collateral.
Key Features :
- Loan amounts up to ₹5 Crores
- Lower interest rates (starting from 9.5% p.a.)
- Tenure up to 15 years
- Available for salaried, self-employed, and businesses
- Ideal for business expansion, education, or marriage
Overdraft Facility
Flexible credit, whenever you need it.
Manage cash flow smoothly with an overdraft facility linked to your account.
Key Features :
- Withdraw funds as per your needs
- Pay interest only on the amount used
- Limit starting from ₹50,000 to ₹50 Lakhs
- Renewable annually
- Ideal for salaried professionals and small business owners
Loan on Credit Card
Convert your credit card limit into instant cash.
No paperwork, no delay — get funds directly into your account.
Key Features :
- Pre-approved based on credit card usage
- Instant disbursal into bank account
- Tenure from 6 to 48 months
- Flexible EMI repayment
- No documentation or branch visit needed
Personal Loan by Amount
Get a personal loan based on your need and budget.
Choose the amount that suits you — from emergencies to celebrations.
Loan Options:
- ₹50,000 to ₹1 Lakh: Ideal for emergencies, medical needs, or travel
- ₹1 Lakh to ₹5 Lakhs: Manage weddings, higher education, or renovation
- ₹5 Lakhs to ₹25 Lakhs: Large-scale funding without collateral
Benefits:
- Fixed EMIs
- Flexible tenure from 1 to 5 years
- Instant eligibility check
Personal Loan by Interest Rate
Find the best personal loan at the lowest rate.
Compare offers from top banks based on your profile.
Interest Rate Highlights:
- Starting from 10.25% p.a.
- Rate depends on your credit score and income
- Get personalized offers in minutes
- Compare interest, processing fee & tenure instantly
Home Loan Balance Transfer
Reduce your EMI burden by switching to a better rate.
Transfer your existing home loan to a new lender through Mudrax.
Key Features:
- Interest rates starting at 8.35% p.a.
- Save ₹1,000s on interest over the loan tenure
- Option to avail top-up loan
- Minimal paperwork and fast approval
- No hidden charges or switching costs
Why Choose Mudrax for Loans?
- Instant Approvals – Apply and get approval in just 5 minutes
- Low Interest Rates – Starting from 10.5% p.a.
- No Collateral Needed – 100% unsecured loan options
- Minimal Documentation – PAN, Aadhaar & income proof is often enough
- Multiple Lenders – Compare offers from banks and NBFCs like HDFC, ICICI, Bajaj, etc.
How It Works
- Submit Basic Details – Your income, loan amount & purpose
- Compare Offers – View the best loan options matched to your profile
- Apply Online – Fill the secure form and upload minimal documents
- Get Disbursed – Funds reach your account quickly after approval
Safe. Transparent. Hassle-Free.
We’re here to simplify borrowing. No hidden charges. No spam calls. Just smart loan options tailored to your needs.