Get Instant Personal Loans with Low Interest Rates
Get up to ₹25 Lakhs in your bank account with no collateral and minimal paperwork. Fast-track your financial goals with our easy personal loan solutions.
Why Choose Our Personal Loan?
Competitive Interest Rates
Starting as low as 7.5% per annum
Fast Approvals
Get approval within 24-48 hours
Minimal Documentation
Only PAN, Aadhaar Number & income proof needed
Secure & Trusted
100% safe and RBI-compliant processing
Eligibility Criteria
- Must be a salaried or self-employed individual
- Minimum monthly income: ₹20,000
- Age between 21–58 years
- Valid PAN and Aadhaar card
Documents Required
- Last 3 Month Bank Statements
- 3 Latest Salary Slips with the latest form 16
- Pan Card
- Aadhar card
- Voter id
- Driving License
Our Partner Banks
Key Features of Our Personal Loans
Loan Amount: ₹50,000 – ₹25,00,000
Tenure: 12 – 60 months
Interest Rates: 10.5% – 18% per annum
Processing Time: As quick as 24 hours
Repayment: Flexible EMIs
Personal Loan Application Process
Fill Online Form – Submit basic details
Upload Documents – PAN, Aadhaar, salary slips
Get Approval – Quick verification by our team
Receive Funds – Disbursal directly to your account
EMI Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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FAQs
What are the eligibility criteria for a personal loan from top Indian lenders?
Eligibility for a personal loan generally includes:
Minimum age of 21–60 years
Stable income from job or business
Good CIBIL score (usually 700+)
Valid ID, address, and income documents
Lenders also consider your monthly salary, employer category, and repayment capacity.
Which banks offer instant personal loans with minimal documentation?
Most major Indian lenders—including HDFC Bank, ICICI Bank, Axis Bank, Kotak, and SBI—offer instant personal loans with minimal documentation. These loans are processed quickly using digital KYC, income verification, and pre-approved eligibility checks.
Can I take a loan without a job?
Getting a personal loan without a job is difficult but not impossible. Some lenders may approve loans if you can show:
Regular income from freelancing, business, or rental
Strong bank balance
A guarantor or co-applicant
Alternative credit proof like repayment history
However, approval depends fully on the lender’s risk assessment.
How to get a loan without CIBIL?
You may still get a personal loan without CIBIL if you:
Apply with NBFCs or fintech lenders
Provide strong income proof
Use collateral (secured personal loan)
Add a guarantor with a good credit score
Loans without CIBIL often come with higher interest rates and stricter eligibility.
Can I apply for a personal loan without a salary slip?
Yes, you can apply without a salary slip if you provide alternative income proof like bank statements, Form 16, ITR, or employment certificate. Some lenders also accept digital salary credit proof.
What is the minimum salary required to be eligible for a personal loan?
Minimum monthly salary requirements start from ₹15,000–₹25,000, depending on the lender. Metro cities usually require higher income. Your employer category and credit score also influence eligibility.